Posts Tagged ‘Robert Kiyosaki’

Why Is Robert Kiyosaki So Popular Among Network Marketers?

October 30th, 2010

I have come across many forums and discussion groups that have called Robert Kiyosaki a fraud. A person who has found a niche among network marketers and feeds that audience to make his millions.

But I have also come across many professional circles in the business community who revere the creator of the Cashflow Quadrant and claim that his principles caused them to change their entire modus operandi about business.

Which school is right?

Well, being a professional management consultant of 21 years standing myself, I am inclined to believe the latter group. Personally I could be the President of that group because of the mentorship Kiyosaki’s teachings have provided me. But then, since I have been a network marketer for about 4 years as well, I see why skeptics look upon Kiyosaki the way they do.

You see, the skeptics have completely missed the point that network marketing is a b-quadrant business. They still think its about ‘getting people’ and ‘selling products’. Now that’s acceptable to me because they are right given where they are at. But should they want to grow (or rather evolve) as entrepreneurs, understanding the b-quadrant becomes a necessity.

The b-quadrant is about networking. All big businesses network. Pizza Hut networks with a Cola giant. Fedex networks with two dozen other courier companies. Airlines and telecom giants network with each other for profit. Since this happens high above the visibility of the ordinary chap doing his job, nobody gives it attention. They just go on working.

But when it comes to network marketing, the need is to learn networking (not just working). And this is where the growth and evolution happen.

Personally, I start people off at a site we use to build leadership systematically using b-quadrant principles. You might like to visit and comment on this video I have on my mentor Kiyosaki as well. Click on it to open in Youtube…

Sandeep Nath: Primary Online Business

March 17th, 2010


3 mails from me…

To get you started on a Heathy, Weathy, Wise path of life… if you really want to go there… I’m serious 🙂 Let me reach you.

The difference between S-quadrant and B-quadrant businesses

December 14th, 2009

Robert Kiyosaki wrote the Cashflow Quadrant and introduced the S and B quadrants of business in our vocabulary. They refer to the advice received from Poor Dad and Rich Dad on small traditional business and big cutting-edge businesses respectively. Having been on both sides, I feel fairly competent to explain the practical difference in operations and mindset between the two.

Straight off the bat, Kiyosaki says any organization with more than 500 people must necessarily be run using a system, making it a B-quadrant business . Otherwise it will crash and burn. The skill of the promoters lies in developing the system. And that’s why companies like KFC, Fedex, Walmart, Microsoft and Genpact (to name a few) run on systems and keep growing stronger. But systems need not always be conceived from scratch. Often they are bought.

Microsoft paid Hotmail several million to buy a mailing system. Google has recently acquired FeedBurner to own a blog syndication system and so on. At an individual level too, Kiyosaki says, we can buy systems using personal franchising. By doing so, all we need do to become B-quadrant entrepreneurs is change our thinking, for the system development aspect has been franchised. And thus the foundation is laid for a large business.

So what is this thinking?

The first thing B-quadrant entrepreneurs do is have concrete dreams. They know why they are in business. What they wish to achieve. What contribution they wish to make to society. What is their purpose larger than themselves. Of course they often build on these things progressively, but they do realize from the start that a ‘vision statement’ will be the cornerstone of their business. Otherwise, they will be operating in the S-quadrant all their lives.

Second, B-quadrant business owners are never excuse focused. They are dream focused. You will never have them offer you an excuse for things to go amiss. Which in turn, makes them great leaders. While S-quadrants ‘manage’ situations, B-quadrants lead the way through them. Leadership is a key B-quadrant attribute, which arises from being focused on the vision.

A third aspect of mindset is thinking ‘leverage’. While the S-quadrant will be gratified in being the expert and doing things oneself for his business, the B-quadrant will always seek the means to transfer business processes onto a system. This is well documented in the words of the world’s first billionaire, J Paul Ghetty, “I would rather a hundred people do one percent of the work that I do a hundred percent of it.” Henry Ford expressed a similar sentiment on the lines, “I don’t need to know how things are done. I need to know the people who know how things are done. I focus on ‘why’ they need to be done.”

Quite bluntly, Robert Kiyosaki says, “Poor people work, Rich people network.” And this is a fourth point. Whatever their business, B-quadrants network and associate with other B-quadrant people on a win-win basis. S-quadrants operate from a win-lose paradigm. Networking is about helping others to get what they want. Working is about getting others to what you want. Quite naturally therefore, the S-quadrant is competitive while the B-quadrant is collaborative. This is also because there are less than 10% of the world’s people in the B-quadrant and more than 90% of the world’s wealth is controlled by them.

And finally, as Kiyosaki says in the first chapter of his first book (Rich Dad Poor Dad), “The rich don’t work for money”. B-quadrants work to create assets and that makes money work for them. The S-quadrants can’t rest till they get paid for their effort; and thus stay poor.

So if you want to migrate from S-quadrant to B-quadrant thinking, look up an online business opportunity here. The operating systems will be privately franchised and you’ll be taught how to acquire the mindset using an internet based training system . More here http://www.DoOnlineBusiness.com


What Makes The Network Marketing Opportunity Revolutionary?

December 14th, 2009

During a conversation yesterday, with a couple in my network marketing business, I happened to think, “To live in the 21st century and have a network marketing opportunity in your hands is somewhat like living in the renaissance times and having a printing press.” Both opportunities – for network marketing and printing – require training to harness their potential. Both have the capacity to influence millions of people. And both need to garner social proof before the public at large adopts them in their lifestyles.

Network marketing opportunities are a little trickier than printing though because they are intangible. Unlike the printed paper that is tangible proof of a better means to communicate, network marketing is based on the intangible ‘dream’ which is not standard from person to person. And this is what brings up the challenge in belief.

I advocate network marketing meetings as the best means to acquire the belief in oneself, one’s upline team and in the network marketing business one has as well. Attending meetings is the most non-invasive means to shift one’s thinking and thus mindset and thus lifestyle. Attending a meeting every week is not uncommon in social and spiritual circles, so why not attend them when it comes to one’s own mind and personal finance? Moreover, once we agree that network marketing requires ‘training’, attending meetings is akin to attending classes, which one does without question in a business school.

The lady amidst this couple expressed a dream to run a company where she’d have lots of people out on the field marketing her designs for her. Fascinating! Having done that myself, I know the stress associated with ensuring collections from the market, timely salary payments, juggling creditors, apportioning taxes, and the works. But how can one explain this to someone who has not been through the grind of an S-quadrant business ? How does one explain the beauty of the network marketing model where each member is a volunteer, working exclusively for his dreams, doing the right things so others can follow, and thus create huge networks through which an army of volunteers moves substantial product?

Dogged with this question I ruminated over my printing press analogy again. Voila! This morning it struck! The members of network marketing teams often get obsessed with the ‘printing press’ itself, which they think of as the key thing. That’s like thinking of the ‘company’ (Amway, in my case) as the key thing. But if you look at the renaissance, what caused the revolution was not the press, but in fact the writings on the papers that could be circulated far and wide as a consequence. These ‘writings’ are our dreams. They move us to do the things we must do. In the way we must do them.

For the lady I mentioned, the Rich dad approach to business would far outweigh the Poor dad approach to fulfill the same objective (of having lots of people working to build her designing business). Instead of recruiting ‘employees’ she would learn recruiting prospective ‘business owners’, who are people with dreams and willing to work for them. What she would say to them would be the ‘writings on her papers’. And if she took upline help, she’d probably never get that part wrong. A singular message would flow through the organization so established. Like the singular message against the doctrines of the dark ages that resulted in the renaissance.

The printing press was the means then. The alternate distribution system – using network marketing opportunities – is the means now! Are you watching what’s happening or making it happen?

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Making a career choice

November 21st, 2009
Sunrise shown in time lapse.  The motions of S...
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At least twice in life we reach a point where we need to consciously decide where we are going with regard to our career. The first time – obviously – is when we start it. The second time is when we take stock, around 40 years of age, where we have got thus far.  More often than not, at 40 we have not got where we thought we’d be either in terms of time, health or money. And this is a cause of stress or denial… which manifests as the mid-life crisis.

So how does one make the right choices? I quote 2 famous people here:

1. The definition of insanity is, doing the same thing over and over again and expecting different results (Albert Einstein)

2. Formal education will only earn you a living but self-education will earn you a fortune (Jim Rohn)

Why are these 2 quotes relevant here? Because they will help you think about the possibilities you probably never knew existed.

Here is the first thing to appreciate about possibilities. Robert Kiyosaki’s Cashflow Quadrant. He says there are 4 ways to live life. In the E-quadrant as an Employee who has a job. Or in the S-quadrant as self-employed who has a business which requires his/her personal presence. These are the left quadrants in which we exchange our time for money. We work for someone else’s system.

Then we have the right quadrants. The B-quadrant where business owners own a system. And the I-quadrant where the people own lots of money. In the right quadrants the system / money works for us. Please clearly understand these 4 distinctions before you read on…

For example, McDonald’s is a system (B-quadrant) to make burgers and it sells more burgers in one city than all the hamburger stands (S-quadrant) put together all over the world. The system works for the McDonald’s owner and his income is ‘passive’ (does not stop even when he’s away). Contrast this with the burger stand owner who works 15 hours a day sometimes and his income ‘active’ (when he stops, income stops).

Now the question is, why are most people (90%+) in the left quadrants? And why is most of the world’s wealth (90%+) controlled by the right quadrants? The answer is EDUCATION. Most of us do not get educated by (and stay in an environment of) B-quadrant people.

Why? Because we just don’t know that we can. We think we must earn and live our lives based on the education we have. The right quadrants are too much risk, we think. This is – in fact – not true. On the contrary, since there are fewer people – and an abundance of wealth – on the right side, many people on the right are very willing to mentor people who choose to switch.

The starting point of the switch is a deep desire to achieve something. A dream. All B-quadrant people are dreamers. Bill Gates, Laxmi Mittal, Mukesh Ambani, Thomas Edison, Akio Morita… there are many examples. Step two is networking. All right-quadrant people are networked. Robert Kiyosaki says, "poor people work; rich people network." Just like we earn to work, we need to learn to network.

The quality of unlimited dreaming is often lost when we get out of college. We are taught by our left-quadrant mentors that we must dream only as much as we can achieve. We must compete for growth. Interestingly, these are completely baseless ideas for people in the B-quadrant. We compete only because there is less money and more people on the left. On the right we associate with the right people, learn and grow. Many of the people mentioned in the previous para do not even have college degrees!

On the left we have got the knowledge the limits our potential and prevents our abundance. And the secret to freedom is to break out of that mindset. The good news is this mindset can change in the company of B-quadrant people. And we can enjoy their company even while at our jobs or businesses… if we prioritize the time for it .

There must be a desire to meet and learn from them. To do something over and above our left-quadrant lives. Because the definition of insanity is, doing the same thing over and over again and expecting different results. And if some personal growth must be attained, formal education will only earn you a living but self-education will earn you a fortune. The fortune is in the right-quadrants. Yours to tap into risk-free… when you’re prepared to learn!

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From ‘middle class’ to ‘rich’

September 1st, 2009
In the Lighthearted Land
Image by Pensiero via Flickr

Want to be rich, not middle class anymore? All you need do is decide to be rich.

For starters, let’s get some definitions clear. ‘Rich’ means you do not spend your time to earn money. ‘Middle class’ means you do not abuse your body to earn money (but you are not rich). And ‘How to’ means a method, a way of doing things.

Let us also assume that a ‘middle class’ person is so because of his upbringing… not because he was a ‘rich’ gone broke.

Now there is a lot to be said about this ‘upbringing’ because it is often the main reason we stay middle class. The root lies in “conformity”. Do what the neighbors do! What will our friends think? Here’s news… hang out with rich friends and conformity will pull you up rather than keep you where you are.

So how do you make rich friends or get in a rich neighborhood? The internet comes to the rescue! More about this in conclusion…

Today, because of the multitude of choices we all have, it is easy to get distracted from where we want to go in life. Robert Kiyosaki, the guru of financial intelligence, says, the first step is to ‘Decide to Be Rich ’.

Stop feeling sorry for yourself and start coming in awareness. Watch your words. You will stay middle class if you say…“We’re setting a few dollars aside every month, so we can afford the down payment on our dream home.” Or if you are focused on comfort. “I don’t want to be rich. I just want to be comfortable.”

However, the rich use the vocabulary found in the asset column. The rich are rich because they are not focused on comfort and the acquisition of liabilities using credit, as the middle class is.

The rich are rich because they focus on the long-term acquisition of assets… assets such as stocks, bonds, system-based businesses and income producing real estate. Many times the rich will forsake meals, a steady pay check, a vacation, or the comfort of a nice home, to build or acquire real assets.

Here’s how a Canadian teacher-couple I know stated it in their personal middle-class-to-rich story… I quote 2 gems of their exemplary advice:

"If you’re a renter looking for a new place, don’t just accept what the market has to offer. Instead, put the word out about your good qualities. Great tenants are hard to find. My wife and I placed an ad in the local paper stating that we were two responsible teachers looking for a quality long-term rental. We mentioned the price we’d pay and the exact specifications we sought. Another teacher answered the ad, and offered her place for $180 per month less than nearby apartments. That saved us more than $8,000 over four years – equivalent to a $12,000 pre-tax bonus.’

Notice what they focused on? Their Assets… Themselves!

"Low-cost index funds beat most actively managed mutual funds over the long haul. So when financial planners try to put you into an actively managed fund, tell them thanks, but no. Sure, you might get lucky and pick an actively managed fund that does beat the market, but it’s nearly impossible to pick winners ahead of time. Looking at past performance doesn’t help: the top performing funds of one decade usually lag in the next decade. Pick a guru who buys and holds stocks for long periods (so you don’t end up buying after the guru has sold) then emulate what he’s doing. Warren Buffett would be my choice. His most recent large investments have been in Anheuser-Busch and Wal-Mart. Once you buy, hold on and be patient."

Once again, their focus has been to follow the rich on asset-linked investments.

Now I’d mentioned early on in this article, the internet is a great place to get in a rich neighborhood or make rich friends. Why? Because many forums, and facebook too, house communities of rich-minded people. And entry for anyone is at par. Soon you will learn how to professionally network .

Networks, by definition, are assets for their owners and you can own your part of the world’s biggest network, the Internet!

So snap out of the middle class and ‘decide to be rich’. Join some successful business owners . Watch what they do. Ask questions earnestly. Emulate. And you shall be on your way!

Why is network marketing important and how can you succeed?

July 10th, 2009

Your success in network marketing rests on how well you can educate yourself in the B-quadrant. Why? Watch this video by Robert Kiyosaki.

Kiyosaki is considered a financial a genius because he states so simply the key financial concepts that allow us to prioritize our time to study success… our definition of success.

In my experience, the one essential requirement for your success to manifest is for you to be part of a B-quadrant support group. This is no surprise. Spiritual enhancement happens in support groups like ‘Art of Living’. Mental enhancement happens in support groups like ‘Mensa’. Physical enhancement happens in support groups like ‘Gyms and wellness centers’. Emotional enhancement happens in support groups like ‘Alcoholics Anonymous’. Social enhancement happens in support groups like ‘Rotary Clubs’. So why would things be different when it comes to Financial enhancement? Where do the B-quadrant guys hang out? Do you know? Can you reach their doors? Week after week? You can – only in network marketing meetings. Here’s an article to understand this better .

And here’s the good news! By simply prioritizing to associate with this team – and experience these people (who already have what you want) – you can build your capacity for success! More about this under Empowerment .


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How much money can I make online?

July 7th, 2009

As a success coach, this is a common question I get. In fact, this is a common question offline as well… especially heard when a prospect is trying to shy away from a network marketing opportunity. Sometimes it sounds like, “How much money do you make?” Whatever.

Why is this so? When I thought hard about it I concluded that perhaps the ‘money part’ is just a cover-up for the need-to-talk-to-people part. It’s much easier to say, “I don’t have money” or “how much do you make” and brush off a potential sponsor.

But then, somewhere someone has to state the truth right? And that’s what I aim to do.

My objective of this piece is two-fold. One, to tell you where the money is. And two, to tell you how to get it from there. Build your money consciousness. Interesting? Fasten your seat-belts 🙂

If you have read “Secrets of the Millionaire Mind” by Harv Eker, you would know the invaluable wealth principles he’s articulated so well. If you haven’t, put it on your to-do list for this week. When you look back to this week 5 years hence, you’ll find it was the most significant thing you did.

What Harv says is we all have our in-built financial thermostats. They cut-off at some subconsciously determined level. The book helps you change your financial blueprint but this article only draws your attention to its existence.

Suppose I asked you, “how would you spend one million dollars?” Would your first thought be…

  1. How many zeros is that?
  2. Let me have the money first
  3. Depends… there are so many things… (philosophy)
  4. I would do “xxx” (exactly using the money to the last dollar)

If your responses were anything other than #4, here’s what you can be sure of. You’re not getting the money (!) Sorry, but that is how the cookie crumbles. Stop killing yourself over it 🙂

And it doesn’t matter if you are in offline business, online or network marketing. <FACT> 90%+ businesses of any kind crash within 5 years. It’s just that you get to hear about the network marketing and online businesses faster because they reach further and impact more people. Period.

The reason for your not being able to make the money (or crashing the business) is simple. Your subconscious is not programmed to do anything with that money. Your conscious mind just floats around feeling good about the million dollar “jackpot”. This is the reason most lottery winners are back to where they started few years down the road. Have you heard of any millionaire who built his empire thanks to a lottery win?

So how much money you can make is dependent not on what your online business would get you but rather on how big you’ve built your mind.

Is your crucible large enough to hold a few billion dollars, which is but a tiny fraction of the world’s abundant wealth?

Are you saying the right things to yourself? The excuse, “I don’t have the money”, spoken to a network marketing sponsor is self-defeating for life. In saying so, you are programming your brain to ‘not have money’ and be ok with the idea. Poor choice!

Are you getting the picture here? The money is in your mind. And some good b-quadrant friends can get your mental blueprint about wealth better organized for you.

Now that you know the money is in your mental crucible, here’s a game you can play to help you get it from there. It’s fun and will surprise you! Be at it for 60 days and watch your crucible expand! Here’s the game:

Start a fresh notebook. Turn to page 1. Write down any imaginary figure you are comfortable with, to earn in a day. For example, if you are on a $ 3000 /month salary that’s $100 per day… but maybe you are comfortable with even $1000. Write that. Don’t put any figure that your mind will ridicule.

Now, use this money up on the same page. Below the figure, write what your mandatory expenses are. Groceries, utility payments and loans typically stand at the top of the list. By the time you finish expenses, be sure you end on a zero balance.

Next day, again put a figure on top of page 2. This figure must be equal to or greater than the previous day’s. Again, apportion expenses. Look at the longer term expenses now… like the house loan… pay off more than just a month’s installment. Next, look at non-mandatory expenses you’ve been budgeting for… the diamond solitaire for instance… and end the page on zero balance.

On the third day, again put a figure on top of page 3. Obviously this figure must be equal to or greater than the previous day’s. Again, apportion expenses. Do this till you can’t think of any other thing you need to spend money on… except luxuries. In case you finish expenses, tithe a little (give to charity). The tithing amount should be no greater than 10%. Over? Spend some on luxuries till you are at a zero balance.

Next day, again put a figure equal to or greater than the previous day’s on top of page 4. Give yourself a bigger hike. Continue with immediate expenses first, long-term next, non-mandatory after that, a little tithing, a little luxury. Chances are you will get to this point after many more days than 4, but for sake of this example let’s imagine you’re done now and still have money left over. Now start investing the remainder. Invest in assets. Check prices of gold, property, mutual funds… see how much the remainder of your money can buy.

Remember Robert Kiyosaki ’s sound anti-depression advice, “the rich put money into assets, not expenses”. So continue doing this. Be sure to have a big smile on your face everyday as you start writing into your notebook.

Also make sure you have no money left over. Put a bit aside for necessities everyday. Pay off all your debts. Enjoy all the luxuries you can imagine and gift and tithe and invest alongside (in that order).

Play this game sincerely till you reach page 60 and watch what it does to your mind. I guarantee you will be on your way to being abundantly, happily rich! And this might be the time to start taking your sponsor and your online / network marketing business really seriously… because unlike every offline business, the online / networking money vehicle operates with absolutely no limits – except your mind!

“You are not really wealthy if you can count how much money you make” – Jim Dornan

To order Harv Eker’s book and change your blueprint to wealth, click here…


Insider report on Carbon Copy Pro

June 9th, 2009

If you have been exploring options online as a serious entrepreneur, you would have stumbled upon CarbonCopyPro… or you will shortly. Why? Because it is the best performing business system for creating millionaires… that’s why. But that’s also why it is not for everybody.

Robert Kiyosaki says that there are ‘the rich who have money and the rich who don’t yet have the money’. And then there are ‘the poor; who may or may not have money but it is never enough’. So who is CCPro for and what does it offer? Watch this 5-minute video first.

Please accept my apologies for the ‘trial version’ subtitle that kept running across my face. I’d like to earnestly state that if that subtitle bothered you, CCPro is probably not for you anyway. Because you are focusing on the irrelevant things in life. Becoming rich – online or offline – starts with having a mindset that focuses on the right things.

Where would you learn that? From millionaires of course! Where would you find them? CarbonCopyPro!

So what do you do next? As already explained (in the video), pop your details below. A new page will open where you would need to pop your details again to be able to listen to Jay Kubassek, my friend, multi-millionaire and CEO of Carbon Copy Pro… and I urge you to carefully absorb all the matter on that page.

At the bottom of that page you’ll find a link saying "How to join my exclusive marketing group". Click that and access your application form and free training materials. Once your application is approved, you’ll get an insider view of how to really make money online and truly create wealth. See you on the other side!

Please fill in your name, email and phone number now and receive brief guided program on developing the "Success mindset". Plus you get FREE access to the mind-blowing talk by Jay Kubassek I just wrote about. Thank you!

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The B-quadrant phenomenon

April 28th, 2009

It was Robert Kiyosaki who opened my eyes to the fact that there is life in the B-quadrant. Through all my education I had learned from Employees (E) or Self-employed (S) people and therefore that defined the boundaries of my limited view of possibilities.

Kiyosaki also explicitly ‘roadmapped’ for me how to learn to move to the B-quadrant and how a network marketing system can be applied to daily life to change one’s mindset forever. In his book, ‘Cashflow Quadrant’ he presents four options that any of us can choose, to drive our life. They are as seen in this diagram… please take a few moments just to read through the quadrant details and absorb them fully…

Now the question to you is, why are most people (90%+) in the left quadrants? And why is most of the world’s wealth (90%+) controlled by the right quadrants? The answer is EDUCATION. Very few of us get educated by (and stay in an environment of) B-quadrant people (Business Owners with 500+ people).

So on the left we are stuck with the knowledge the ‘limits’ our thinking, ‘victimizes’ our outlook and prevents our abundance. The good news is this mindset can change in the company of network marketers, who typically follow a system and the successful of whom are definitely B-quadrant people.

The good news is, anyone can befriend them, if open and willing to make a 180-degree switch… by ‘surrendering’ to a team and a system that one can get for just a few hundred dollars.

Notice, I have used the words ‘limits, victim, abundance, mindset, surrender’ to draw the attention of those spiritually inclined. B-quadrant people are high on the vibratory scale and their quality of connection with the higher consciousness is amazing. I make this observation after studying many such people and urge you to take spiritual elevation as another reason to move from left to right.

In the left quadrants people work alone. In the right, it’s all about teamwork. In fact Kiyosaki is blunt in stating, "poor people work, rich people network." This is another critical switch one needs to make… of NOT being the expert worker… deliberately pushing down the ego… and setting a network of higher energies in motion! Watch this 7-minute film to really appreciate how your keys to success lie on the right side…

Mindset is everything in business as it is in life. You may also call it attitude… and it is all about how we think and respond, whether we are a corporate tycoon, a downsized employee, a home business mom, a student or whatever. Developing the B-quadrant mindset can change everything about your perspective forever. And should you choose to do that, rest assured you have my team to hold your hand on your journey!

So have a good time exploring more about the b-quadrant . And remember to pop your details on the ‘Success ‘ page so we can begin dialog.


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