5 tips to avoid extra automobile insurance costs

October 8th, 2010 by admin Leave a reply »

Many people avoid getting car insurance because of excuses like ‘it’s too expensive’ or ‘so-and-so had a bad experience’.

I believe there are 5 common problems in car insurance and if you can get over them, you’d probably see the wisdom of effortless and inexpensive insurance.

1. Understand the claim: Often people only fully understand their insurance policy when they file a claim for it. This is the time for the shock. To avoid it, ask your agent the questions that you’d typically ask as a claimant.

2. Change the premium: The default deductible is generally a lower rate. To lower your deductible amount, tell your agent to set a higher deductible and change the premium according to your wallet.

3. Insist on a police report: Often police do not make an accident report if the damage is under $500. But if it isn’t your fault insist on a report so you have evidence for your insurance company and can drive your investment for its worth.

4. Find a low cost insurance plan: The best way to do this is by obtaining multiple rate quotes from many agencies. To get low cost auto insurance quotes online, check out this link. Often a carrier that’s cheap for one person maybe high for another because rates vary with different factors including the driver, the vehicle and even where one lives or parks their automobile when not in use. If your residence is in a high traffic area, your premium might increase. Some programs by the government are designed for lower income customers in a high traffic areas and you can inquire about them as well.

5. Choose the carrier best for you: Why do some carriers offer cheaper rates than others? The reason is explained in this low-cost car ins video. Find out exactly what carriers look at when generating your price quote.

Armed with this knowledge, chances are you will finally take the plunge to get your auto insurance. If you already have one, maybe you want to visit this site to avoid extra automobile insurance costs. Whatever it is, I strongly urge you to understand the low cost program that’s best for you by exploring and comparing multiple quotes online.



  1. auto insurance is very very important, don’t even drive if you don’t have one*”-

  2. i got an insurance quote from the local insurance company and they were nice to give me a discount~..

  3. the price of insurance quotes would vary from company to company and i always check for the lowest priced insurance quotes .~~

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